Changes to Ontario Auto Insurance Provide More Choice

Changes to Ontario Auto Insurance Provide More Choice

On September 1, 2010, changes are coming to auto insurance in Ontario. These changes will provide consumers with more choice and flexibility to purchase auto insurance coverage that best meets their needs and budgets.

Consumers will have new choices that include additional accident benefit options that will allow them to customize their policies in a manner that best suits them.
What’s Next?

Your policy will remain unchanged until your next renewal. Included in your next policy renewal, you will be provided with additional information that describes the auto insurance changes in more detail, as well as outlining your new coverage options. Learn More...
What You Need to Know

The recent reforms introduced by the Ontario government will give you greater influence over the price you pay for insurance. As a result of these reforms, some coverages under the Ontario Auto Insurance Policy have changed. Learn More...
Summary of Important Changes

Additional accident benefit choices will allow you to customize your policy to suit your needs. Learn More...
Insurance Bureau of Canada

For further details about the upcoming reforms please visit the Insurance Bureau of Canada’s Ontario Auto Insurance Reform Web site.

For more information or questions about these reforms we encourage you to contact your local State Farm agent.

Getting the Best Car Insurance Policy

Getting the Best Car Insurance Policy

Obviously when individuals set out to get purchase auto insurance policies they are not looking for the worst ones, but if they do not shop properly and know about the various aspects of a policy and what is needed then they may just end buying inadequate protection from an unreliable insurer. Although there is no such thing as the “best” policy that will fit everyone’s needs and their budget for that matter, there is the right amount of coverage out there for YOU particularly from a company that may not be right for one person, but can fit your needs.

Of course, the best car insurance would be that with the highest limits and covers all possible losses, but purchasing such protection can become extremely expensive which many consumers will not be able to afford and in some cases buying the maximum amount of coverage may just be a waste of money and unnecessary for many individuals. Getting the optimum policies comes down to individuals analyzing their needs for protection and finding a reputable company that can provide the needed amount of coverage at a rate that is affordable; one should keep in mind that a quality insurer does always mean it is the cheapest, some motorists are willing to pay a few extra dollars to get insured with a company that has a great customer service department or is financially stable.

How to Find the Best Auto Insurance Policies

If a person wants to find the best car insurance they may have to do a little bit of homework and some research to ensure that they have found the policy that fits their situation. Since every driver is unique, there is no single company that can meet all individuals needs (or there would not be more than one insurer). There is one thing that is commonly agreed upon and that is that the best policy is provided from a carrier that offers the products needed, is financially sound, has good customer service and is competitively priced. While it may seem like it could be a hassle to make sure all of these bases are covered when getting insured it does not necessarily have to be.

Before checking on the quality of insurer, it is wise to determine the amount of coverage that is needed; be sure to take the time to understand what each of the options available protect against and if they are needed or not. Next, motorists should obtain rates based on the the coverage desired in order to find companies that are most affordable for the type of protection needed, but do not jump on the cheapest rate before looking into the carrier.

Finding out the financial stability and customer satisfaction level of companies can be done quite quickly and easily. Checking whether or not a company is financially sound can be done online by visiting the website of one of the many rating agencies; these agencies look into a company’s financial condition and assign a rating based on their ability to fulfill their obligations to customers. Also, finding out customer satisfaction levels can be done by checking with your state’s department of insurance. The Missouri Department of Insurance, Financial Institutions and Professional Registration provides residents with a complaint index that can be viewed to determine how satisfied a company’s customers are. By comparing prices and a carrier’s reputation, consumers should have a better chance of finding the best policies.

Insure auto insurance

Travelers offers competitive rates on auto insurance with broad coverages and additional optional coverages to enhance your protection. Plus, important extras to get you on the road fast in the event of an accident.

or call us at 1.888.695.4625

Coverage Calculator

Travelers Auto Policy Provides:

* Collision Coverage. Covers auto damage from a collision with another car.
* Comprehensive Coverage. Covers auto damages from causes such as fire, theft, hail, vandalism or many other events.
* Bodily Injury Liability. Protects against a claim or lawsuit if others are injured in an auto accident that you or your family are considered legally responsible.
* Property Damage Liability. Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else's auto or property.
* Medical Payments. Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
* Uninsured/Underinsured Motorist. Covers injury resulting from a hit-and-run accident or uninsured driver.


Additional Coverage Options:

* Rental Reimbursement. Covers the expense of a rental car while your vehicle is being repaired.
* Towing and Labor. Provides towing service for a disabled vehicle.


Getting You On the Road Is Our First Priority

We offer important extras:

* Fast, efficient claim handling available around the clock, 365 days a year
* Countrywide, guaranteed auto repair program
* World-class auto glass repair shops that can provide service at your home or office


You Can Save With Travelers

In addition to competitive rates that recognize customer differences, Travelers offers a variety of features that may further reduce your premiums:*

* Multi-car
* Hybrid Auto
* Good driver
* Driver training
* Good student
* Savings for vehicles with passive restraints, airbags, anti-lock brakes
* Certain anti-theft devices

*Discounts listed may not apply in all states.

For even greater savings, convenience and simplicity, you can bundle your auto policy with another Travelers policy.

For more information on automobile insurance, click on the links below:

Auto 101
Auto Tips & Info
Auto Claim Services
Find an Agent
Get an Auto Insurance Quote
Get a Hybrid Auto Insurance Quote
Teen Driving Information

In Massachusetts, automobile insurance is provided by Travelers of Massachusetts.

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.